If an individual must receive vital help for alcohol and drug addiction and dependence and is lucky enough to be covered through health insurance, the vast majority alcohol and drug rehab programs in Bloomington accept health insurance and will liaise with clients to determine what is and is not covered. Most private health insurance entities cover outpatient and residential drug and alcohol treatment, although the time in rehab which is considered covered can fluctuate. Private health insurance will typically cover the first 30 days of alcohol and drug rehabilitation, although there are people whose insurance is more substantial and can cover a more long-term time in a drug and alcohol treatment facility. It is recommended that individuals seek advice of their plan directly and to ask for any help as needed from their rehabilitation program to find out what is approved by their private health insurance.